Loans
We have designed appropriate loan products that meet the needs of our customers. We understand that financial support is inevitable for holistic development of the society. With social upliftment as the prime focus area, our loan products are designed to cater to a multitude of customer segments. We provide a wide range of loans like micro housing loans & loans against property, business loans for entrepreneurs and ‘Agri’ loans to support farmers. Personal loans and micro financial loans are also provided by us to meet your needs.
Used Car Loan
Loans available for purchase of used car or refinance on existing self-owned used cars.Two-Wheeler Loan
Loans available for purchase of new two wheeler vehiclesThree-Wheeler Loan
Loans available for purchase of new three wheeler passenger or cargo vehiclesSalary Overdraft
Over draft of upto 3 times of the monthly Salary for Salary accounts maintained with ESAF bankSchool Loan
Loans available for development of School infrastructure, purchase of school buses, Solar installation on the school premise etcPersonal Loan
Loans available for personal purpose for customers with monthly salary or pension creditsNew Car Loan
Loans available for purchase of new Passenger Cars or refinance against new self-owned vehicleESAF Kisan Credit Card (E- KCC) Working Capital
For all agricultural activities including ancillary activities where there is a working capital requirement like developmental activities undertaken in the farm, vermi-composting, etc.ESAF Loan Against Gold For Agriculturist (ELAGA) Without Interest Subvention
To meet expenses for short term Agricultural and allied activities based on the scale of finance.Lease Rental Discounting (LRD Loan)
Loans available for business or personal purpose against monthly rent receivables from self-owned premises let out on rent.New Light Commercial Vehicle loan ( LCV)
Loans available for purchase of new Light commercial vehicle or refinance against new self-owned vehicleGlobal Career Development Loan
Education Loans for students aspiring to study abroad in foreign universities and make a career.Gold Loan
- Quick disbursement
- Hassle-free procedures
- Total security for your gold
ESAF Dairy Development Loan
- Upto 5 years
- Rs.1.6 lakh without margin & collateral
- Rs.10 lakh with 15% margin & collateral
MSME Loan
- Fastrack processing
- Flexible repayment options
- Simplified Documentation
Dream Home Loan
- Simplified documentation procedures
- Flexible Eligibility parameters
- Loan amount from Rs 5 lakhs to Rs 1 crore
Clean Energy Product Loan
- Upto 80% of margin will be funded
- Tenure period of 1-7 years
- Loan Amount: Upto Rs 10,00,000
ESAF Haritha Loan
- 90% of the margin funded for limits upto 2.5 Lakhs
- Tenure period of 1-5 years
- Loan Amount: INR 50,000 to INR 5,00,000
Loan against Property
- Simplified documentation procedures
- Dedicated Relationship Manager
- Flexible repayment options
Business Loan
- Simplified documentation procedures
- Faster processing
Micro Housing Loan
- Simplified documentation procedures
- Faster processing
- Balance Transfer facility
