Income Generation Loan (IGL)
Savings Account Interest upto 7%Savings Account Interest upto 7%

Savings Account Interest upto 7%

Fixed Deposit Interest at 9.25% for senior citizensFixed Deposit Interest at 9.25% for senior citizens

9.25% Interest Rate for senior citizens

Micro-Banking

ESAF is an established name in Microfinance, having launched our Micro Enterprises Development (MED) program in 1995. Since then we have successfully expanded the program across the country, bringing social and economic prosperity to several low income and unbanked segments of society.

Micro Banking provides a broad package of financial inclusion products and business development services to the socially and economically challenged. In Micro Banking all banking services are provided right at your doorstep through group based models.

We give women priority when it comes to Micro banking activities, and we have over 1.20 million women enjoying the benefits of our services currently. We recently launched mobility banking in order to serve our customers faster & better.

We also provide all customers under our Micro Banking scheme, a PM Jan Dhan account with Debit cum ATM card.