Savings Account
We offer the finest savings accounts for all categories of customers. The customized options can ideally serve the needs of the end customers. With user-friendly online banking features, accessing your Savings Account could not get any better.
Eleganza
- Free Platinum Debit Card.
- ATM daily withdrawal limit of Rs. 1,00,000/-
- Unlimited other bank ATM usage.
Pradham
- Unlimited Free transactions at ESAF Bank ATMs
- Average Quarterly Balance Rs. 25,000/-
- Account can be opened by all resident individuals.
Royale
- Unlimited Free transactions at ESAF Bank ATMs
- Average Quarterly Balance Rs. 10,000/-
- Account can be opened by all resident individuals.
Esteem
- Unlimited ESAF Small Finance Bank ATM usage.
- Average Quarterly Balance: Rs. 5,000/-
- Free Internet Banking and Mobile Banking.
Mahila Sree
- Unlimited ESAF Small Finance Bank ATM usage.
- Average Quarterly Balance: Rs. 5,000/-
- Free Internet Banking and Mobile Banking.
Pragati
- Unlimited Free transactions at ESAF Bank ATMs
- Average Quarterly Balance Rs. 3,000/-
- Account can be opened by all resident individuals.
Regular
- Minimum initial pay-in of INR 1,000/-
- Average Quarterly Balance of Rs.2,000/-
- Free Unlimited Cash deposits and withdrawals at base branch
Premium
- Minimum initial pay-in of INR 10,000/-
- Unlimited Cash transactions in Base and Non Base branches
- Classic OR Platinum Debit Card Available.
Pradhan Mantri Jan Dhan Yojana (PMJDY)
- Simplified KYC norms
- No initial deposit required
- No minimum balance required
Senior Citizen
- Minimum initial pay-in of INR 1,000/-
- Dedicated relationship officer
- Unlimited cash transactions per day at base branch
Mahila
- Minimum initial pay-in of INR 100/-
- Unlimited cash transactions per day at base branch
- Passbook / e mail statement facility
Student
- Minimum initial pay-in of INR 100/-
- Joint account holder and nomination facility
- Passbook/statement issuance on request

FAQs
You can apply through any of the below channels.
- Apply for Savings Account online.
- Place request through our website
- Walk into any of our branches
Interest earned on your Savings Account balance shall be credited to your account on a half yearly basis in the months of June and December. Interest is calculated on a daily basis on the daily closing balance in the account at the rate of 4% per annum.
The Bank needs no introduction from an existing Bank account holder if you are submitting proof of identity and address documents, as prescribed.
Anyone can be included as a joint applicant for a Savings Account except a minor (less than 18 years of age).
- Nomination facility available for bank deposits.
- There can be only one Nominee for a deposit account whether held singly or jointly.
- A person legally empowered to operate a minor's account can file a nomination on behalf of the minor.
- Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985.
- The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985.
Yes, you can set up standing instructions through your Savings Account. A few examples of the same are as below:
- Transfer to a Fixed Deposit.
- Transfer to a Recurring Deposit
- Make recurring payments like LIC premium, Installments etc.
- For more details please contact your nearest Bank branch.
You can access your Savings Account through:
- Bank branches
- ESAF Bank ATMs
- Phone Banking
- Mobile Banking