Savings Account
We offer the finest savings accounts for all categories of customers. The customized options can ideally serve the needs of the end customers. With user-friendly online banking features, accessing your Savings Account could not get any better.
Eleganza
- Enjoy Tailored premium banking productsand services. We provide Domestic and International lounge access facility to our elite set of customer. Exclusive relationship Manager to prioritise your needs.
Pradham
- A perfect account featured to delight you with unique products and serices.
Royale
- Account which is crafted for meeting your distinctive needs
Mahila Sree
- An account tailored exclusively for empowered women. An account to save your hard earned money and reap higher benefits.
Pragati
- An account for all, joy of banking to all the individuals with a minimal balance.
LALIT Plus – Basic Savings Bank Deposit Account
- Zero Balance Savings Account with Basic facilities like Deposit, Withdrawal and Debit Card.
LALIT – Basic Savings Bank Deposit Small Account.
- Zero Balance Savings Account with simplified KYC norms and basic facilities like Deposit, Withdrawal and Rupay Classic Debit Card.
Senior Citizen
- To provide hassle free ,simple banking services for senior citizens with added returns and facilities.
Student
- To inculcate Savings habit among children and initiate them to the whole array of Banking Services.
Balajyothi
- This product is for our toddlers till the age of 10 years where their parents can ensure a specific amount is deposited as RD in toddlers name. This is also to inculcate Savings habit among children and initiate them to the whole array of Banking Services.
Krishak Bandhu
- To provide hassle free, simple banking services for farmers along with an array of products for their needs.
Zero Balance
- An account to the layer of customers who enjoys the asset portfolio with our bank. A unique product with no AMB and Rupay Classic Card.
FAQs
You can apply through any of the below channels.
- Apply for Savings Account online.
- Place request through our website
- Walk into any of our branches
Interest earned on your Savings Account balance shall be credited to your account on a half yearly basis in the months of June and December. Interest is calculated on a daily basis on the daily closing balance in the account at the rate of 4% per annum.
The Bank needs no introduction from an existing Bank account holder if you are submitting proof of identity and address documents, as prescribed.
Anyone can be included as a joint applicant for a Savings Account except a minor (less than 18 years of age).
- Nomination facility available for bank deposits.
- There can be only one Nominee for a deposit account whether held singly or jointly.
- A person legally empowered to operate a minor's account can file a nomination on behalf of the minor.
- Applicants can make nomination by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985.
- The nomination details can be changed during the subsistence of the account relationship by filling up the Form prescribed under the Banking Companies (Nomination) Rules 1985.
Yes, you can set up standing instructions through your Savings Account. A few examples of the same are as below:
- Transfer to a Fixed Deposit.
- Transfer to a Recurring Deposit
- Make recurring payments like LIC premium, Installments etc.
- For more details please contact your nearest Bank branch.
You can access your Savings Account through:
- Bank branches
- ESAF Bank ATMs
- Phone Banking
- Mobile Banking