Insurance Coverage

• Rail / Road Accidental Death : Up to Rs. 10,00,000.00
• Air Accidental Death : Up to Rs. 20,00,000.00
• Skimming / Cloning / Counterfeit / Lost Card / Online Fraud : Up to Rs. 3,00,000.00
• Purchase Protection : Up to Rs. 50,000.00
• Travel Insurance up to Rs. 25,000.00

Salient Features

• Free cash withdrawal upto Rs 50,000/- per day
• Free POS/ECom transaction upto Rs 1,00,000/- per day
• Lounge Access – Domestic and International

Other features

• Cash back offer : 5% on utility payments (capped at a max of 50.00 per month per card)
• Concierge Services : 24x7 services available. Services are chargeable
• Merchant offers and benefits
  • Croma Offer - Flat Rs. 500.00 off on minimum purchase of Rs. 2000.00 and above
  • Apollo Pharmacy Offers - 15% off on Apollo FMCG labelled products, 10% off on medicines from Apollo pharmacy

Terms and Conditions

ATM withdrawal

• Per day ATM withdrawal of Rs. 50,000.00 at ESAF Bank ATMs only
• To know more features of your platinum debit card, please click here

PoS and e-commerce

• PoS terminals – usage on both Domestic and International machines
• E-commerce websites – usage only for domestic websites

Insurance Cover – For more terms and conditions please click here

Merchant Offers – For exclusive merchant offers for you, please click here

Fees and Charges – please click here

Terms and Conditions of NPCI Platinum Rupay Debit Card - please click here