Royale
| Product | Royale | |
| Product Code | 532 | |
| Criteria | Any resident individual | |
| Target Customers | Affluent group | |
| MAB - Rs. | 10000 | |
| Debit Card |
Rupay Platinum |
✔ |
|
Rupay Classic |
✔ | |
| Debit Card Charges |
Upfront / Issuance Charge |
Rs. 499 + Tax - Per Annum |
|
AMC |
Rs. 499 + Tax - Per Annum | |
|
Upfront / Issuance Charge |
Nil | |
|
AMC |
Rs. 100 + Tax | |
| Debit Card Transactions @ ESAF ATM | Free Unlimited Transactions | |
| Debit Card Transactions @ Other Banks | 8 Metro & 8 Non Metro free Transactions | |
| Debit Card Withdrawal (Rs.) |
Platinum Card |
Rs. 70000/- |
|
Classic Card |
Rs. 50000/- | |
| Debit Card POS & ECOM (Rs.) |
Platinum Card |
Rs. 140000/- |
|
Classic Card |
Rs. 100000/- | |
| Daily Cash withdrawal limit @ POS | INR 2000/- in Tier II to VI locations. INR 1000/- in Tier I to II locations. | |
| If Platinum Card opted |
8 Domestic Lounge Access - Usage of 2 Times per Quarter (If Platinum Card is Chosen)* |
✔ |
|
2 international Lounge Access - Usage per Year (If Platinum Card is Chosen)** |
✔ | |
|
Free exclusive Insurance Package for Accidental/Fraud/Purchase Protection & Travel (If Platinum Card is Chosen) |
✔ | |
| Anywhere Banking | Unlimited Non Cash Transactions | |
| Cash deposit @ Base Branch | Nil | |
| Cash deposit @ Non Base Branch | Nil | |
| Withdrawal limit (Cash/Transfer/Clearing) for Customer Induced Transactions. | Unlimited | |
| Cheque Leaves - Payable at Par - Free per half Year | 30 | |
| IMPS | Rs.5 | |
| NEFT @ Branches | Free | |
| RTGS @ Branches | Free | |
| Mobile Banking | ✔ | |
| Net Banking | ✔ | |
| Issuance of Passbook | Free | |
| ECS | ✔ | |
| NACH | ✔ | |
| Standing Instruction | ✔ | |
| Cheque Collection facility | ✔ | |
| Nomination Facility | ✔ | |
| DD PO | ✔ | |
| Interest Payout | Monthly Frequency | |
Account can be opened by all resident individuals.
Free NEFT / RTGS facility through Mobile / Internet channels.
Free NEFT / RTGS facility at branches.
ESAF Small Finance Bank Platinum Card variant features:-
a) Free exclusive insurance package for accidental / fraud / purchase protection and travel. #
b) Seasonal offers :- (//www.rupay.co.in/rupay-offers )
c) Lounge Access Program: - (//www.rupay.co.in/lounges)
1) Free Domestic Airport Lounge access - 2 times per quarter***
2) Free International Airport Lounge access - 2 times per year****
# All Insurance coverage will be valid on card, only if the customer uses the card at least for 3 purchase transaction (POS/ Ecom) in the previous 30 days prior to the loss/ incident.
* Charges of Rs. 499/- plus applicable tax per annum, taken upfront.
** Charges are waived off till 30-09-2021
*** Non-usage cannot be forwarded to the next quarter
**** Non-usage cannot be forwarded to the next Calender Year
