Senior Citizen
| Features | Senior Citizen | |
| Free transactions at ESAF Bank ATMs | Free Unlimited Transactions | |
| Free transactions at other bank ATMs (financial/non-financial) | 5 Metro/ 8 Non Metro free Transactions | |
| Debit Card | Rupay Platinum / Classic | |
| ATM cash withdrawal / per day | Classic | Rs. 30000/- |
| Platinum* | Rs. 50000/- | |
| POS & ECOM (Rs.) / per day | Classic | Rs. 60000/- |
| Platinum* | Rs. 100000/- | |
| Anywhere Banking | Unlimited Non Cash Transactions | |
| Cash deposit charges at home/ non-home branch** | Nil | |
| Cash withdrawal charges at home/non-home branch ** | Nil | |
| Free cheque leaves per half year | 20 | |
| Mobile/ Internet Banking | Yes | |
| Monthly Average Balance (MAB) | Rs. 2000 |
Account can be opened by all resident individuals.
Free NEFT / RTGS facility through Mobile / Internet channels.
Free NEFT / RTGS facility at branches.
ESAF Small Finance Bank Platinum Card variant features:-
a) Free exclusive insurance package for accidental / fraud / purchase protection and travel. #
b) Seasonal offers :- (//www.rupay.co.in/rupay-offers )
c) Lounge Access Program: - (//www.rupay.co.in/lounges)
1) Free Domestic Airport Lounge access - 2 times per quarter***
2) Free International Airport Lounge access - 2 times per year****
# All Insurance coverage will be valid on card, only if the customer uses the card at least for 3 purchase transaction (POS/ Ecom) in the previous 30 days prior to the loss/ incident.
* Charges of Rs. 499/- plus applicable tax per annum, taken upfront.
** Charges are waived off till 30-09-2021
*** Non-usage cannot be forwarded to the next quarter
**** Non-usage cannot be forwarded to the next Calender Year
Features
Other features
- Internet Banking, Mobile Banking, SMS Alert, SMS Banking, Missed Call Banking and Call Centre
- Fund Transfer, Standing Instruction, ECS, Cheque collection facilities
- Utility bill payments through branch, BC/Agent Point, Net banking or Mobile banking
- Tracking of deliverables including cheque books, debit card and bank statements through net banking
