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Schedule of Charges

Description Jan dhan Jandhan - Small Mahila Student Regular Premium Senior citizen TASC
Non maintenance of AQB No charge for first year of operation No charge for first year of operation No charge for first year of operation No charge for first year of operation No charge for first year of operation No charge for first year of operation No charge for first year of operation No charge for first year of operation
Issuance of DD/PO Payable at ESAF BANK locations - Branch Rs.3 per 1000 (subject to minimum of Rs.30) DD Rs.3 per 1000 (subject to minimum of Rs.30) DD Rs.3 per 1000 (subject to minimum of Rs.30) Rs.3 per 1000 (subject to minimum of Rs.30) Rs.2 per 1000 (subject to minimum of Rs.20) DDREG Free DDFREE Free Rs.2 per 1000 (subject to minimum of Rs.20)
Issuance of DD Payable at ESAF BANK locations - Net Banking Rs.3 per 1000 (subject to minimum of Rs.30) Rs.3 per 1000 (subject to minimum of Rs.30) Rs.3 per 1000 (subject to minimum of Rs.30) Rs.3 per 1000 (subject to minimum of Rs.30) Free Free Rs.2 per 1000 (subject to minimum of Rs.20) Rs.2 per 1000 (subject to minimum of Rs.20)
Issuance of DD Payable at Correspondent Bank Locations Rs.4 per 1000 (subject to minimum of Rs.30) Rs.4 per 1000 (subject to minimum of Rs.30) Rs.4 per 1000 (subject to minimum of Rs.30) Rs.4 per 1000 (subject to minimum of Rs.30) Rs.3 per 1000 (subject to minimum of Rs.20) Free Rs.3 per 1000 (subject to minimum of Rs.20) Rs.3 per 1000 (subject to minimum of Rs.20)
Cancellation/Revalidation/Reissuance of DD payable at ESAF BANK locations(chargeable) Rs.50/instrument Rs.50/instrument Rs.50/instrument Rs.50/instrument Rs.40/instrument Free Rs.20/instrument Rs.20/instrument
Cancellation/Revalidation/Reissuance of DD payable at Other locations(chargeable) Rs.100/instrument Rs.100/instrument Rs.100/instrument Rs.100/instrument Rs.80/instrument Free Rs.50/instrument Rs.50/instrument
Retrieval of Cheque / Instruction ( free within one year of date of issue) NA NA Rs.100/instrument Rs.100/instrument Rs.80/instrument Free Rs.50/instrument Rs.50/instrument
Banker's Verification (Signature/Address/Photograph/Nomination/KYC/Standing Instruction)-INR 100/instance Free Free Free Rs.100/instrument Rs.80/instrument Free Free Rs.50/instrument
Pick up/Delivery of Instruments (No of visits) NA NA NA NA NA INR.100 Per instrument INR.100 Per instrument INR.100 Per instrument (2 Free Transactions)
Dormancy Detection/Activation (Higher level approvals required) Free Free Free Free Free Free Free Free
Cheque Return due to insufficient funds NA NA INR 200 Per Instrument INR 200 Per Instrument INR 200 Per Instrument INR 200 Per Instrument INR 200 Per Instrument INR 200 Per Instrument
ECS Return - Insufficient funds NA NA INR 200 Per Instrument INR 200 Per Instrument INR 200 Per Instrument INR 200 Per Instrument INR 200 Per Instrument INR 200 Per Instrument
Cheque Return - Local Clearing (other than insufficient funds) NA NA INR 200 Per Instrument INR 200 Per Instrument INR 200 Per Instrument INR 200 Per Instrument INR 200 Per Instrument INR 200 Per Instrument
Cheque Return - Out Station Collection (other than insufficient funds) NA NA INR 300 Per Instrument INR 300 Per Instrument INR 300 Per Instrument INR 300 Per Instrument INR 300 Per Instrument INR 300 Per Instrument
Stop Payment of Cheques NA NA Free Free Free Free Free INR.300 Per Instrument
Account Closure (within 6 month of acc. Opening) NA NA INR 500 INR 500 INR 500 INR 500 INR 500 INR 500
Outstation Cheque Collection - ESAF BANK Locations NA NA INR 5 per 1000 (Subject to minimum of INR 100) INR 5 per 1000 (Subject to minimum of INR 100) INR 4 per 1000 (Subject to minimum of INR 100) INR 2 per 1000 (Subject to minimum of INR 100) INR 3 per 1000 (Subject to minimum of INR 50) INR 3 per 1000 (Subject to minimum of INR 50)
Outstation Cheque Collection - Correspondent BANK Locations NA NA INR 5 per 1000 (Subject to minimum of INR 100) INR 5 per 1000 (Subject to minimum of INR 100) INR 4 per 1000 (Subject to minimum of INR 100) INR 2 per 1000 (Subject to minimum of INR 100) INR 3 per 1000 (Subject to minimum of INR 50) INR 3 per 1000 (Subject to minimum of INR 50)
Outstation Cheque Collection - Other Locations NA NA INR 6 per 1000 (Subject to minimum of INR 100) INR 6 per 1000 (Subject to minimum of INR 100) INR 5 per 1000 (Subject to minimum of INR 100) INR 2 per 1000 (Subject to minimum of INR 100) INR 4 per 1000 (Subject to minimum of INR 50) INR 4 per 1000 (Subject to minimum of INR 50)
Duplicate Statement Issuance INR 50 Per Statement (1 Free print every month) INR 50 Per Statement (1 Free print every month) INR 50 Per Statement (1 Free print every month) INR 50 Per Statement (1 Free print every month) INR 50 Per Statement (2 Free print every month) INR 50 Per Statement (2 Free print every month) INR 50 Per Statement (2 Free print every month) INR 50 Per Statement (2 Free print every month)
Charges for passbook print Free Free Free Free Free Free Free Free
Issue of cheque leaves above the free limit NA NA INR 2 per leaf INR 2 per leaf INR 2 per leaf INR 2 per leaf INR 2 per leaf INR 2 per leaf
ATM Cash Withdeawal beyond free transactions per month Rs.20 (+ ST) Rs.20 (+ ST) Rs.20 (+ ST) Rs.20 (+ ST) Rs.20 (+ ST) Rs.20 (+ ST) Rs.20 (+ ST) Rs.20 (+ ST)
Issuance of new debit card Free Free Free Free Free Free Free NA
Reissuance of debit card NA NA INR 200 INR 500 INR 500 INR 500 INR 500 NA
PIN Regeneration at branches Free Free Free Free Free Free Free Free
Annual Charges of debit card INR 50 INR 50 INR 50 INR 50 INR 50 INR 50 INR 50 NA
IMPS - Branches/ mobile/Internet Banking -up to INR 10K) INR 2.50 Per Transaction INR 2.50 Per Transaction INR 2.50 Per Transaction INR 2.50 Per Transaction INR 2.50 Per Transaction INR 2.50 Per Transaction INR 2.50 Per Transaction INR 2.50 Per Transaction
IMPS - Branches/ mobile/Internet Banking -up to INR 50K) INR 5 Per Transaction NA INR 5 Per Transaction INR 5 Per Transaction INR 5 Per Transaction INR 5 Per Transaction INR 5 Per Transaction INR 5 Per Transaction
NEFT - Branches/Mobile/Internet Banking - Up to INR 10K INR 2.50 Per Transaction INR 2.50 Per Transaction INR 2.50 Per Transaction INR 2.50 Per Transaction INR 2.50 Per Transaction INR 2.50 Per Transaction (First 3 transactions free) INR 2.50 Per Transaction (First 2 transactions free) INR 2.50 Per Transaction (First 2 transactions free)
NEFT - Branches/Mobile/Internet Banking - Up to INR 10K INR 2.50 Per Transaction INR 2.50 Per Transaction INR 2.50 Per Transaction INR 2.50 Per Transaction INR 2.50 Per Transaction INR 2.50 Per Transaction (First 3 transactions free) INR 2.50 Per Transaction (First 2 transactions free) INR 2.50 Per Transaction (First 2 transactions free)
NEFT - Branches/Mobile/Internet Banking - Up to INR 10K - 1L INR 5 Per Transaction NA INR 5 Per Transaction INR 5 per transaction INR 5 per transaction INR 5 Per Transaction (First 3 transactions free) INR 5 (First 2 transactions free) INR 5 Per Transaction (First 2 transactions free)
NEFT - Branches/Mobile/Internet Banking - Above INR 1L- 2L INR 15 Per Transaction NA INR 15 Per Transaction INR 15 Per Transaction INR 15 Per Transaction INR 15 Per Transaction (First 3 transactions free) INR 15 (First 2 transactions free) INR 15 (First 2 transactions free)
NEFT - Branches/Mobile/Internet Banking - Above INR 2L NA NA INR 25 Per Transaction INR 25 Per Transaction INR 25 Per Transaction INR 25 Per Transaction (First 3 transactions free) INR 25 (First 2 transactions free) INR 25 (First 2 transactions free)
RTGS - Branches/Mobile/Internet Banking - INR 2-5Lac NA NA INR 25 Per Transaction INR 25 Per Transaction INR 25 Per Transaction INR 25 Per Transaction (First 3 transactions free) INR 25 (First 2 transactions free) INR 25 (First 2 transactions free)
RTGS - Branches/Mobile/Internet Banking - Above INR 5Lac NA NA INR 50 Per Transaction INR 50 per transaction INR 50 per transaction INR 50 Per Transaction (First 3 transactions free) INR 50 (First 2 transactions free) INR 50 (First 2 transactions free)